by Vidya Kumar | Sep 9, 2014 | insurance, Investment, Retirement, Vidya Kumar
Executive Summary: There are many products in the personal financial space. Most of these cater to the middle and higher income groups. There are not too many products for the lower income groups in the rural and urban areas. But that population also needs...
by Vidya Kumar | Aug 27, 2014 | Retirement, Senior Citizens, Vidya Kumar
Executive Summary – We work towards having a secure retired life but often think of the possibility of retiring early and living a comfortable life without any money problems. Retiring early is possible provided we have enough savings, adequate health cover,...
by Vidya Kumar | Aug 7, 2014 | Mutual fund, Retirement, Senior Citizens
Post Retirement period obviously means a cautious outlook and often conservative investments. The retirement corpus hardly gets invested in Equity Mutual Funds. Given the inflation and longevity being the real challenges, it would be helpful to leverage equity asset...
by Vidya Kumar | Jul 4, 2014 | Retirement, Vidya Kumar
Provident Fund(PF), is transferable from one employer to another employer. Some people think of it as a cumbersome process and either withdraw it or do not bother to take it. Here we have described the process of PF transfer so that you take what is rightfully yours...
by Vidya Kumar | Apr 28, 2014 | Retirement, Senior Citizens, Smitha Hari
On retirement, most retirement plans allow you to withdraw a part of the accumulated corpus, while the remaining will need to be used to purchase an annuity plan from an insurance company. There are various options to choose from while determining your annuity...
by Vidya Kumar | Apr 22, 2014 | Investment, Retirement, Smitha Hari
Public Provident Fund or PPF is a popular long term savings scheme constituted by the Government. This scheme not only allows you to save for the long term, but what makes it more attractive is the tax benefits you get by investing in it. This article talks about the...
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