by Vidya Kumar | Jan 4, 2019 | personal finance, Vidya Kumar
Happy New Year! The festivities and celebrations are done and it is time to work on making 2019 a worthwhile year. Let us make resolutions for our personal finances and stick to them so that we have a successful financial...
by Vidya Kumar | Jun 28, 2018 | Ayush Bhargava, Financial Literacy, Health Insurance, insurance, Investment, Life Insurance, Mutual fund, personal finance
Ayush Bhargava Executive Summary – Financial Journey is started as soon as one acquires a job or a work where motive is to earn money. Though in first few months’ people tend to spend earnings, however at a later stage the urge of saving money is felt...
by Vidya Kumar | Jun 20, 2018 | Financial Literacy, personal finance, Vidya Kumar
Executive Summary: We tend to base our decisions on information that is recent or easily available or on recent events or those retained in our memory. This is known as availability bias. It is not an optimum way to make decisions as different aspects of a news item...
by Vidya Kumar | Apr 2, 2018 | Ayush Bhargava, Income Tax, personal finance
Ayush Bhargava EXECUTIVE SUMMARY: This year’s budget came up with the surprise changes in personal finance area. While there was no change in the income tax slab, the FM increased the cess charged on tax liability, deduction on interest amount increased...
by Vidya Kumar | Dec 20, 2017 | Financial Literacy, personal finance, Vidya Kumar
Executive Summary: We will be in the new year soon. Let us look at some of the mistakes to avoid in personal finance so that 2018 is Happy and Prosperous. The mistakes to avoid include wasteful spending, less savings and inappropriate investments, no emergency fund,...
by Vidya Kumar | Jan 20, 2016 | Ayush Bhargava, personal finance
Download PDF The Rocking 2016 3. I will buy term insurance or Review Term Insurance Requirement: It’s a type of life insurance which provides coverage for a certain period of time. If the insured dies over the policy tenure, death benefit is paid out to the...
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