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Understand the Balance Sheet before you invest

by Vidya Kumar | Jul 10, 2013 | Investment, personal finance, Vidya Kumar

How do you invest in shares? Do you read reports by brokerage firms or other financial institutions, does your financial adviser help you select the right stocks or do you buy based on the many tips that float around in the real and virtual world?One of the most...

Inflation Indexed Bonds – What they mean to you

by Vidya Kumar | Jul 2, 2013 | Bonds, Fixed Income, Investment

The first tranche of inflation indexed bonds was issued for institutional investors in June and the second, for us, the retail investors, is likely to be issued in October, as per the announcements made so far. Before that, you must understand what an IIB means and...

Additional burden while selling your immovable property

by Vidya Kumar | Mar 21, 2013 | Investment, taxation

In the Finance Bill this time the Finance Minister  Mr. P. Chidambaram proposed a withholding tax @1% to be deducted by every buyer from any amount payable to the resident seller if the sale consideration for transfer of immovable property, other than...

Long Term Capital Gains on Real Estate

by Vidya Kumar | Mar 18, 2013 | Investment, Real Estate, Smitha Hari

What does it mean – When you sell a property at a profit, any time three years after purchasing it, the difference between the sale price and the purchase price will be treated as long term capital gains.  What is the sale value – The sale value will...

Uncle Scrooge’s Lessons of Investment

by Vidya Kumar | Mar 5, 2013 | Investment, personal finance

Cartoons are the best friends of every child but did you know that these cartoons can give us financial tips as well? You all must be remembering the after-school rush for Tom and Jerry, Popeye, Loony Toons and various other cartoons.One of the most famous cartoon...

Looking for fixed income investments? Look beyond Bank FDs

by Vidya Kumar | Feb 21, 2013 | Fixed Income, Investment

Fixed Income investments have long been associated with Fixed Deposits in banks. However, you can look at corporate bonds to get a higher interest rate. Corporate bonds are considered to carry a higher risk compared to government bonds, as a result of which you get...
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