by Vidya Kumar | Jan 4, 2015 | EPF, Investment, Smitha Hari
Executive Summary: Amount withdrawn from EPF account is subject to tax if this is done before completion of 5 years of continuous employment. In case the PF balance is taxable, the amount which was contributed by the employer (including the interest earned thereon)...
by Vidya Kumar | Nov 28, 2014 | insurance, Investment, Vidya Kumar
Returns since inception 8.32% 7.47% 9.41% 9.58% 12.46% 9.84% 9.91% 9.07% Executive Summary – HDFC LifeClick2Invest is a Unit Linked Plan that offers insurance and acts as an investment product. It is unique, as it has no allocation, distribution and...
by Vidya Kumar | Nov 14, 2014 | Ayush Bhargava, Investment
Executive Summary: There is an old saying “learning is discovering what is possible; it can be done at any age”. The sooner you learn the better you can plan. Here we are sharing some of the facts which youngsters should know before getting married or...
by Vidya Kumar | Sep 9, 2014 | insurance, Investment, Retirement, Vidya Kumar
Executive Summary: There are many products in the personal financial space. Most of these cater to the middle and higher income groups. There are not too many products for the lower income groups in the rural and urban areas. But that population also needs...
by Vidya Kumar | Sep 2, 2014 | Arbitrage Funds, Ayush Bhargava, Investment
EXECUTIVE SUMMARY: With the recent changes in the tax structure of debt funds suddenly Advisors, Agents and AMC’s have started talking about Arbitrage funds and how it can replace the debt funds in the short term. This has suddenly became the flavour of...
by Vidya Kumar | Apr 29, 2014 | Investment, Mutual fund
Investing in mutual funds requires a certain methodology to be followed. Making goal based investments, investing regularly through SIPs, considering risk profile and budgets and constantly reviewing the investments are some tips which can be followed while investing...
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