by Vidya Kumar | Dec 20, 2017 | Financial Literacy, personal finance, Vidya Kumar
Executive Summary: We will be in the new year soon. Let us look at some of the mistakes to avoid in personal finance so that 2018 is Happy and Prosperous. The mistakes to avoid include wasteful spending, less savings and inappropriate investments, no emergency fund,...
by Vidya Kumar | Sep 6, 2017 | Financial Literacy, Investment, Vidya Kumar
Executive Summary: Compounding is a powerful concept in creating wealth. It works on the idea that the returns on an investment gets included in the investment amount and the combined amount earns returns from the next earning period. It is best to start saving early...
by Vidya Kumar | Aug 16, 2017 | Budget 2015, Financial Literacy, savings, Vidya Kumar
Executive Summary: There have been many layoffs in the IT sector and in startups. If one has lost a job, it is important to be calm and collected during this time and take a few steps to ensure that one does not derail the future. These steps include reviewing budget,...
by Vidya Kumar | Jul 12, 2017 | Financial Literacy, Vidya Kumar
Executive Summary: Recently RBI has made some announcements regarding fraudulent transactions. The customer has to report the fraud within three days else the liability of the bank is limited in case the bank is not responsible for it. If the bank has been a...
by Vidya Kumar | Jun 7, 2017 | Financial Literacy, Vidya Kumar
Executive Summary: The rich people have some traits and habits that are different from the not so rich people. Wealthy people are logical about money. They make their money work for them and have a diversified investment portfolio. Their goals are lofty and they live...
by Vidya Kumar | Apr 13, 2017 | Financial Literacy, insurance, Mutual fund, Vidya Kumar
Executive Summary: Investing through SIPs in mutual funds is a smart way to invest regularly and build wealth. Some MF companies like Birla SunLife, ICICI Pru and Reliance offer insurance along with the MF scheme. It is not a great idea to mix MF investments and...
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