I am retired and I have surplus money

First review your overall finances. See if you have enough liquidity and adequate health cover. Check for any financial goals that may be still left. See if you would like to make an estate plan, invest in yourself or contribute to a social cause. If you still have...

Leverage Insurance and reduce your financial risks

Financial Risks need to be managed and you can have different approaches in managing these. As a preferred approach, understand your Risk tolerance and then prioritize your overall insurance starting with Health Insurance then life insurance and then others. Try to...