Close Your Home Loan Thoroughly

Buying a home is indeed a joyous and important event in most people’s lives. Many of us take a loan to buy a home and pay EMIs for many years. Therefore when the home loan is finally paid in full, we are very happy. But we have to ensure that we close the home...

Headwinds and Tailwinds

Political Situation in the country – The political situation in the country can be a headwind or tailwind. When our Prime Minister Narendra Modi looked like winning the elections, the people saw the party and its development agenda as a positive factor for...

Loan Against Mutual Funds

FEATURES ICICI BANK HDFC BANK Approved Securities The bank would determine an approved list of Mutual Fund Schemes against which loans up to 50% of NAV can be given. Approved Equity Mutual Funds, Debt Mutual Funds and FMPs can be used for loan against MFs. 50% of the...

…and we all follow the Herd Mentality….

Executive Summary: Following the actions of a larger group without applying the mind is known as Herd Mentality. Although this can happen in any setting, Herd Mentality has increasingly been witnessed when people make financial decisions relating to investments. Herd...