by Vidya Kumar | Dec 1, 2016 | Book Review, Vidya Kumar
Executive Summary – ‘The Halo Effect and the Eight Other Business Delusions That Deceive Managers’ written by Phil Rosenweig is a reality check on the business books, journals and articles we read. The author says that many of these written works...
by Vidya Kumar | Nov 23, 2016 | Uncategorized
Executive Summary- Demonetization has affected the daily lives of people who largely deal in cash transactions. There are many ways to do cashless transactions like using cards, using netbanking facilities, NEFT, RTGS and modern transaction methods like UPI and e...
by Vidya Kumar | Nov 17, 2016 | Book Review, Vidya Kumar
Executive Summary- ‘Why Smart People Make Big Money Mistakes… and How to Correct Them : Lessons from the Life-Changing Science of Behavioural Economics’ is a book that concentrates on the emotional and behavioural aspects of personal finance. The...
by Vidya Kumar | Nov 10, 2016 | Financial Literacy, Vidya Kumar
It is important to have an objective and transparent view of one’s financial health. Financial ratios like liquidity ratio, debt service ratio, solvency ratio, savings ratio and investments to net worth ratio help to understand the true picture one’s...
by Vidya Kumar | Oct 25, 2016 | insurance, Vidya Kumar
Executive Summary – Insurance products can be surrendered. The surrender value is calculated based on premium, sum assured, number of premiums and bonus. Surrendering an insurance policy has tax implications like reversal of deductions claimed in the...
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