by Vidya Kumar | Sep 8, 2023 | Behavioural Finance, financial planning, Investment, Uncategorized, Vidya Kumar
A pen and a pencil together cost $1.10. The pen costs $1.00 more than the pencil. What’s the price of the pencil? If we had not seen this example before, most of us would be tempted to respond that the pencil costs 10 cents. But if we pause and take a couple of...
by Vidya Kumar | Jun 29, 2023 | Behavioural Finance, Vidya Kumar
Alpha (α) – A measure of performance. The excess return of an investment relative to the return of a benchmark index. Generating alpha or seeking higher returns than the market average is the goal of many investors. Investors use various strategies to get...
by Vidya Kumar | Mar 3, 2023 | financial planning, taxation, Uncategorized, Vidya Kumar
Income tax is levied on individuals, HUFs, partnership firms, LLPs, and corporations as per Income Tax Act. If an individual’s income exceeds the minimum threshold limit, they are subject to a slab system of taxation. Here is a comparison of the tax slabs of the old...
by Vidya Kumar | Jan 10, 2023 | Debt Fund, Financial Literacy, Investments, Vidya Kumar
What are Target Maturity Funds Target maturity funds (TMFs) invest in a basket of fixed-income securities such as Government bonds, State Development Loans, and bonds issued by PSUs & high-quality companies. They track a particular fixed income index and invest...
by Vidya Kumar | Mar 20, 2022 | financial planning, Vidya Ku, women
Exhausted with the word pandemic? Want to leave the last two years behind like a bad dream? We all are in the same boat. COVID brought our lives to a standstill, and we want to get on with life. But what about your personal finance? Most studies indicate that women...
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