by Vidya Kumar | Nov 27, 2023 | Behavioural Finance, personal finance, Uncategorized
In a letter to his brother, John Keats, the British poet wrote, “At once it struck me, what quality went to form a Man of Achievement … Negative Capability.” What is Negative Capability? According to Keats, negative capability is “when a man is...
by Vidya Kumar | Oct 31, 2023 | financial planning, Vidya Kumar
The towering peak, diverse landscapes, and ever-changing climatic conditions make scaling Mount Kilimanjaro, one of the seven summits a challenging endeavour. When I completed this incredible journey, I couldn’t help but draw parallels between my trek to the...
by Vidya Kumar | Sep 8, 2023 | Behavioural Finance, financial planning, Investment, Uncategorized, Vidya Kumar
A pen and a pencil together cost $1.10. The pen costs $1.00 more than the pencil. What’s the price of the pencil? If we had not seen this example before, most of us would be tempted to respond that the pencil costs 10 cents. But if we pause and take a couple of...
by Vidya Kumar | Jun 29, 2023 | Behavioural Finance, Vidya Kumar
Alpha (α) – A measure of performance. The excess return of an investment relative to the return of a benchmark index. Generating alpha or seeking higher returns than the market average is the goal of many investors. Investors use various strategies to get...
by Vidya Kumar | Mar 3, 2023 | financial planning, taxation, Uncategorized, Vidya Kumar
Income tax is levied on individuals, HUFs, partnership firms, LLPs, and corporations as per Income Tax Act. If an individual’s income exceeds the minimum threshold limit, they are subject to a slab system of taxation. Here is a comparison of the tax slabs of the old...
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