by Vidya Kumar | Jun 6, 2018 | Financial Literacy, financial planning, Vidya Kumar
Executive Summary: We tend to overestimate our capacity and benefits of our tasks and underestimate costs, efforts and time to do those tasks. This is called planning fallacy and it can affect our financial plan. We can avoid planning fallacy by setting realistic...
by Vidya Kumar | May 31, 2018 | Ayush Bhargava, insurance
Ayush Bhargava Executive Summary – Filling a complaint against insurance company is now much easier than before. For the benefit of consumer IRDA started a separate department as Insurance Ombudsman in 1998. This was set up to provide faster and cheaper solution...
by Vidya Kumar | May 30, 2018 | Health Insurance, Vidya Kumar
Executive Summary: SBI Life Poorna Suraksha is a term policy that covers 36 critical illnesses. It offers rebalancing of the amount of the policy and premium waiver in case of detection of critical illness. There are other similar policies. You should compare...
by Vidya Kumar | May 23, 2018 | Financial Literacy, Vidya Kumar
Executive Summary: As humans, we have the instinct to take some action all the time. It feels satisfying. But taking action is not always in the best interests of your investment portfolio. Sometimes it is better to wait till the complex situation passes by, ...
by Vidya Kumar | May 16, 2018 | Investment, Mutual fund
Ayush Bhargava EXECUTIVE SUMMARY: In October 2017 SEBI issued a notification with regards to scheme Categorisation and Rationalisation with a aim to bring uniformity in the Mutual Funds industry. Due to these changes mutual fund companies have started winding up...
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