by Vidya Kumar | Oct 10, 2018 | SEBI Guidelines, Vidya Kumar
Executive Summary: SEBI has banned upfront commission payable to distributors and lowered the total expense ratio limit that can be charged by Mutual Fund houses to the MF investors. This will ensure that there will be less mis-selling and more transparency....
by Vidya Kumar | Oct 4, 2018 | Vidya Kumar
Executive Summary: Cognitive bias is erroneous thinking and behaviour. It prevents us from thinking objectively. There are many cognitive biases that affect our financial life. We have discussed four of them here – Anchoring, Decoy Effect, Bandwagon Effect and...
by Vidya Kumar | Sep 27, 2018 | Health Insurance, Vidya Kumar
Executive Summary: SBI Arogya Premier Policy is a policy with higher sum assured aimed at HNIs. We look at the key features, benefits, disadvantages and share our analysis of the policy here. SBI’s Arogya Premier policy is a medical policy targeted at the high...
by Vidya Kumar | Sep 19, 2018 | Book Review, Vidya Kumar
Executive Summary: Warren Buffet reads for about 5 to 6 hours a week. Bill Gates reads a new book every week. Most successful people list out reading as one of the factors for their success. Here is a summary of four books that you can read to make your financial life...
by Vidya Kumar | Sep 13, 2018 | Financial Literacy, Vidya Kumar
Executive Summary: The rising fuel price affects all aspects of our life – Basic Necessities, Travel, Government policies on economy etc. We can attempt to do a few things to reduce the impact of it on our financial life. The spiralling petrol prices have left...
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