by Vidya Kumar | Oct 27, 2012 | personal finance
Similar to business houses, we as individuals, often face unforeseen events in our life. Risk is defined as a potential for loss, due to some action you have taken or if you fail to take action, in some cases. When we say personal financial risks, we mean risks...
by Vidya Kumar | Oct 26, 2012 | Mutual fund
The mutual fund industry is characterised by the problem of plenty. With hundreds of mutual fund schemes in India, across over 40 fund houses, how would you know which funds are worth investing in? Let’s look at the top things to consider when you choose a...
by Vidya Kumar | Oct 26, 2012 | savings, taxation
The Hindu Undivided Family (HUF) is defined as a family consisting of a common ancestor, his lineal male descendants their wives and daughters. A HUF Trust is a separate entity for the purposes of taxation, and hence you stand to get a tax advantage by...
by Vidya Kumar | Oct 23, 2012 | Retirement
Retirement planning is a very important part of goal planning. The National Pension Scheme (NPS) also called as New Pension Scheme (NPS) is a pension scheme by the Government, based on a defined contribution by the investor. You can open an account to accumulate a...
by Vidya Kumar | Oct 22, 2012 | Investment
Most of us invest in traditional investment avenues like equities, fixed deposits, mutual funds and bonds. Some of us also invest in other assets like gold. To diversify our portfolio so as to minimize risks and also increase returns on the capital, we can look...
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