by Vidya Kumar | Feb 12, 2013 | personal finance
Networth is as much applicable to an individual as to a business. In simple terms, it is the amount by which your assets exceed your liabilities. So your assets, your debts, your properties and the liquidity that you can rely on, all play a role in constituting your...
by Vidya Kumar | Feb 8, 2013 | asset allocation, personal finance, Vidya Kumar
Diversify your investments….John Templeton The basic premise of asset allocation is that different assets give different returns in different economic scenarios. Instead of putting all your eggs in one basket, you should diversify your investments so that you...
by Vidya Kumar | Feb 5, 2013 | personal finance
One of the most popular Individual accounts is savings bank account. Various bank charges applicable should be considered before choosing a bank to open a savings bank so that you minimize your costs. Following are the charges normally applicable on savings bank...
by Vidya Kumar | Feb 4, 2013 | financial planning, personal finance
“Don’t save what is left after spending; spend what is left after saving” ...
by Vidya Kumar | Jan 31, 2013 | Home loan, loan
If you would know the value of money try to borrow some…Benjamin Franklin A home loan is an amount lent by a bank/financial institution to you so that you can buy your dream home. The house you purchase will be the security for the loan. The ownership deed will...
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