Protect your finances from cybercrime
People were being lured to a webpage with the promise of getting three times return on their investment in binary trading. They had to scan a QR code and send money to an account. Once the money was sent, the owner of the webpage disappeared into thin air. The Delhi...
Life planning versus financial planning
When COVID-19 hit and continued to prevail over time, Samaresh got a jolt. He is a senior management executive in his early 40s, working 16-18 hours a day and used to travel across the globe for work in the pre-pandemic era. He was devastated with the loss around and...
What Do The New Changes In Health Insurance Mean To Me?
Summary: IRDAI has brought in some new rules in health insurance that bring in standard definitions, strict timelines for claims, and changes in inclusions and exclusions. This can mean enhanced coverage, standardised policies, a higher ratio of settled claims, and...
21 mistakes every DIY investor needs to avoid
Over years, the most common mistake we have seen with prospective clients is that they trade in shares basis tips from amatures and end up with losses. They are heavy on such speculative bets but low on basics like emergency corpus, goal based SIP, term...
Factors to Consider Before Buying A Vacation Home?
Summary: A vacation home is a great place to make happy memories and also earn additional income. But before you purchase one, consider factors like the extent of investment, maintenance costs, management effort, the credibility of the seller, and taxation. Buying a...
Should I Opt For Staggered Term Insurance Payouts
Summary: Insurance companies offer different options of payout of the sum assured for term plans at the time of claim. Check the premium, total sum assured, liabilities to be paid off and nominees’ financial acumen before selecting a payout option. A term plan is...
Portfolio Management Service versus Mutual Funds
Summary: A Portfolio Management Service firm offers wealth management services. It invests your money in different investment avenues with the aim of generating maximum returns. It charges fees and in many cases, a share of the profit in case the performance exceeds...
Insurance in Times of COVID-19
Summary: As we grapple with the COVID-19 pandemic, here is a brief overview of existing health insurance, new COVID-19 specific insurance policy and life insurance.
Book Review – The Art of Thinking Clearly by Rolf Dobelli
Ever wondered about fallacies in our thinking? And here is my review of the Book ‘The Art of Thinking Clearly’ by Rolf Dobelli. Although this book may not hold the key to happiness, at the very least it acts as insurance against too much...
Should I Opt For Staggered Term Insurance Payouts
Summary: Insurance companies offer different options of payout of the sum assured for term plans at the time of claim. Check the premium, total sum assured, liabilities to be paid off and nominees’ financial acumen before selecting a payout option. A term plan is...
Portfolio Management Service versus Mutual Funds
Summary: A Portfolio Management Service firm offers wealth management services. It invests your money in different investment avenues with the aim of generating maximum returns. It charges fees and in many cases, a share of the profit in case the performance exceeds...
Insurance in Times of COVID-19
Summary: As we grapple with the COVID-19 pandemic, here is a brief overview of existing health insurance, new COVID-19 specific insurance policy and life insurance.
Book Review – The Art of Thinking Clearly by Rolf Dobelli
Ever wondered about fallacies in our thinking? And here is my review of the Book ‘The Art of Thinking Clearly’ by Rolf Dobelli. Although this book may not hold the key to happiness, at the very least it acts as insurance against too much...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!
