What are Target Maturity Funds
What are Target Maturity Funds Target maturity funds (TMFs) invest in a basket of fixed-income securities such as Government bonds, State Development Loans, and bonds issued by PSUs & high-quality companies. They track a particular fixed income index and invest...
Women and money post the pandemic: Break free from your financial limitations
Exhausted with the word pandemic? Want to leave the last two years behind like a bad dream? We all are in the same boat. COVID brought our lives to a standstill, and we want to get on with life. But what about your personal finance? Most studies indicate that women...
Positive Pay System – Is it a new positive for banking?
What is Positive Pay System? ‘Positive Pay’ system is a new ruling implemented by RBI. It is a measure to protect cheque-based transactions from fraud. Under this system, re-confirmation of key details may be needed for cheque-based transactions amounting to more...
Should I diversify my portfolio with international investments?
Portfolio diversification is a strategy whereby an investor invests in a variety of assets that have different features. The strategy is used to minimize risk and maximize returns. On an average, investment portfolios composed of different kinds of investments yield...
Should You Opt For Job Loss Insurance
A job loss is a threat to your financial stability. You may not be able to pay off your bills, EMIs, or other important expenses. Job loss insurance is a financial cover for for people who lose their job. The sum assured will give them a financial respite for some...
21 mistakes every DIY investor needs to avoid
Over years, the most common mistake we have seen with prospective clients is that they trade in shares basis tips from amatures and end up with losses. They are heavy on such speculative bets but low on basics like emergency corpus, goal based SIP, term...
Factors to Consider Before Buying A Vacation Home?
Summary: A vacation home is a great place to make happy memories and also earn additional income. But before you purchase one, consider factors like the extent of investment, maintenance costs, management effort, the credibility of the seller, and taxation. Buying a...
Should I Invest In International Mutual Funds?
Summary: International Mutual Funds invest in equity and equity-based securities outside of India. They offer equity diversification, currency hedge, and chances of better returns. Invest in them considering their portfolio, your risk appetite, and your financial...
Pradhan Mantri Vaya Vandana Yojana (PMVVY) versus RBI Floating Rate Bonds
Summary: The PMVVY is an investment scheme wherein senior citizens can avail of a pension for 10 years. The current interest rate offered is 7.4%. The RBI Floating Bonds are of seven years tenure and currently offer 7.15%. They are available for all citizens. Returns...
21 mistakes every DIY investor needs to avoid
Over years, the most common mistake we have seen with prospective clients is that they trade in shares basis tips from amatures and end up with losses. They are heavy on such speculative bets but low on basics like emergency corpus, goal based SIP, term...
Factors to Consider Before Buying A Vacation Home?
Summary: A vacation home is a great place to make happy memories and also earn additional income. But before you purchase one, consider factors like the extent of investment, maintenance costs, management effort, the credibility of the seller, and taxation. Buying a...
Should I Invest In International Mutual Funds?
Summary: International Mutual Funds invest in equity and equity-based securities outside of India. They offer equity diversification, currency hedge, and chances of better returns. Invest in them considering their portfolio, your risk appetite, and your financial...
Pradhan Mantri Vaya Vandana Yojana (PMVVY) versus RBI Floating Rate Bonds
Summary: The PMVVY is an investment scheme wherein senior citizens can avail of a pension for 10 years. The current interest rate offered is 7.4%. The RBI Floating Bonds are of seven years tenure and currently offer 7.15%. They are available for all citizens. Returns...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!
