Factors to Consider Before Buying A Vacation Home?
Summary: A vacation home is a great place to make happy memories and also earn additional income. But before you purchase one, consider factors like the extent of investment, maintenance costs, management effort, the credibility of the seller, and taxation. Buying a...
Should I Invest In International Mutual Funds?
Summary: International Mutual Funds invest in equity and equity-based securities outside of India. They offer equity diversification, currency hedge, and chances of better returns. Invest in them considering their portfolio, your risk appetite, and your financial...
Should I Avail Of The EMI Moratorium From Banks
Summary: RBI announced that banks and other lending institutions have to offer a 3-month EMI moratorium. It means borrowers can defer payment of EMIs from March 1, 2020 - May 31, 2020 in the light of the coronavirus outbreak. If you are unable to manage your EMIs,...
Financial Measures To Handle The COVID-19 Threat
Summary: The coronavirus outbreak has created a tough economic environment. Some financial measures have been announced to hopefully ease the financial situation for the common man. The RBI decreased the repo rate and reserve rate. It has offered a 3-month...
Protect Your Money From Your Bank
Summary: Recent events related to PMC Bank and Yes Bank have shown that our money is not entirely safe in banks. Unfortunately, the insurance cover for depositors is not enough to cover every individual's entire deposit. Depositors therefore have to take steps to...
Declutter Your Financial Life This Diwali
Executive Summary: As Diwali approaches, we get busy in cleaning up the house, purchasing new things and festivities. Do take some time to organize your financial life too. Get rid of unwanted bank accounts, credit cards and insurance policies. Reduce debt,...
Money Saving Tip – Home Loan Linked Current Account
Would you like to reduce your home loan interest cost and at the same time save on the taxes on your liquid fund investments?Few banks provide home loans with a linked current account. Any balance kept in this current account earns the same rate of return as that of...
Do You Have A Two Wheeler Insurance?
Executive Summary: Third party insurance for two-wheelers is compulsory. There are many policies available in the market issued by private and public insurers. We have given details of three insurance policies here. Most policies offer similar terms and conditions....
Factors Influencing Startups
Executive Summary: To start your own venture or business is a big challenge. It requires dedication, patience, hard work, money and some luck. Let us look at some factors that influence a startup's journey. Understanding these factors will enable you to be more...
Declutter Your Financial Life This Diwali
Executive Summary: As Diwali approaches, we get busy in cleaning up the house, purchasing new things and festivities. Do take some time to organize your financial life too. Get rid of unwanted bank accounts, credit cards and insurance policies. Reduce debt,...
Money Saving Tip – Home Loan Linked Current Account
Would you like to reduce your home loan interest cost and at the same time save on the taxes on your liquid fund investments?Few banks provide home loans with a linked current account. Any balance kept in this current account earns the same rate of return as that of...
Do You Have A Two Wheeler Insurance?
Executive Summary: Third party insurance for two-wheelers is compulsory. There are many policies available in the market issued by private and public insurers. We have given details of three insurance policies here. Most policies offer similar terms and conditions....
Factors Influencing Startups
Executive Summary: To start your own venture or business is a big challenge. It requires dedication, patience, hard work, money and some luck. Let us look at some factors that influence a startup's journey. Understanding these factors will enable you to be more...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!