How Can I Earn Passive Income
Summary: Passive income is money earned from a source other than your job, contract or business. It adds to your income and supports you in tough economic conditions. With passive income, you achieve your financial goals sooner. Rental income, royalties, earnings from...
Should I Invest in Gold
Summary: The price of gold has risen significantly. Gold investments have been delivering good returns for the last few years. Allocation of some part of your portfolio to gold will serve as a hedge against volatile equity markets, depressed interest rates and provide...
How Do I Manage My Investments During The COVID-19 Threat
Summary: The coronavirus outbreak continues to wreak havoc. There is no cure yet and the number of people getting affected is increasing. World economy has taken a significant hit. Markets are down. Though it is easier said than done, retail investors should not...
When Does Personal Finance Advice Not Work?
Summary: There is a lot of financial advice out there. Most of it is sensible. But you must not heed to it blindly. Income volatility, loan parameters, current financial situation, asset acquisition circumstances, and personal retirement plans may not allow you to...
Banks have revised FD Interest Rates and Home Loan Rates in February 2020
Summary: The RBI announced its monetary policy in February 2020. Though there were no rate cuts or changes in CRR, the other measures have given banks to have higher liquidity. Therefore banks such as SBI, BoB, etc. have amended interest rates on loans and FDs. The...
Factors Influencing Startups
Executive Summary: To start your own venture or business is a big challenge. It requires dedication, patience, hard work, money and some luck. Let us look at some factors that influence a startup's journey. Understanding these factors will enable you to be more...
Do You Know About These Changes In Income Tax Rules
Executive Summary: There are five key changes in Income Tax rules that are applicable from September 1, 2019. These include changes in TDS on cash withdrawals, net amount received from life insurance company, payments made to professionals and contractors and...
Comparison Of Credit Cards Issued by Ola, Flipkart and Paytm
Executive Summary: E-commerce organizations are offering credit cards. Is it worth getting one of these? Here is a comparison of Paytm's First Card, Flipkart's credit card and Ola Money Card. The big brands of new businesses are highly competitive. They look at...
Review of Issue of NCDs by JM Financial and Tata Capital
Executive Summary: NCDs are fixed income and fixed tenure instruments. Investors get interest income. It is taxed as per tax slab applicable to them. Look at the key features of the NCD issues of Tata Capital and JM Financial. NBFCs are in the news for investment...
Factors Influencing Startups
Executive Summary: To start your own venture or business is a big challenge. It requires dedication, patience, hard work, money and some luck. Let us look at some factors that influence a startup's journey. Understanding these factors will enable you to be more...
Do You Know About These Changes In Income Tax Rules
Executive Summary: There are five key changes in Income Tax rules that are applicable from September 1, 2019. These include changes in TDS on cash withdrawals, net amount received from life insurance company, payments made to professionals and contractors and...
Comparison Of Credit Cards Issued by Ola, Flipkart and Paytm
Executive Summary: E-commerce organizations are offering credit cards. Is it worth getting one of these? Here is a comparison of Paytm's First Card, Flipkart's credit card and Ola Money Card. The big brands of new businesses are highly competitive. They look at...
Review of Issue of NCDs by JM Financial and Tata Capital
Executive Summary: NCDs are fixed income and fixed tenure instruments. Investors get interest income. It is taxed as per tax slab applicable to them. Look at the key features of the NCD issues of Tata Capital and JM Financial. NBFCs are in the news for investment...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!
