by Vidya Kumar | Jan 17, 2018 | Mutual fund, Vidya Kumar
Executive Summary: PRI or Price Return Index was used by MFs to benchmark the performance of their schemes. SEBI has mandated that Total Return Index has to be used. This means the comparison will be against higher index returns. It is good for investors as there will...
by Vidya Kumar | Jan 3, 2018 | financial planning, Vidya Kumar
Executive Summary: We have provided a checklist of items to do each month of the year. It can be used to streamline your financial life and help you achieve your financial goals. The checklist includes creating a budget, managing changes in income, reviewing...
by Vidya Kumar | Dec 20, 2017 | Financial Literacy, personal finance, Vidya Kumar
Executive Summary: We will be in the new year soon. Let us look at some of the mistakes to avoid in personal finance so that 2018 is Happy and Prosperous. The mistakes to avoid include wasteful spending, less savings and inappropriate investments, no emergency fund,...
by Vidya Kumar | Dec 14, 2017 | Bitcoin, Vidya Kumar
Executive Summary: Bitcoin is crypto currency. It is a form of electronic currency that can be bought or earned. It can be used in a few sites for transactions. It has gained quite a bit of following in this year. RBI does not consider it legal as it is risky to trade...
by Vidya Kumar | Dec 6, 2017 | Health Insurance, insurance, Vidya Kumar
Executive Summary: Niramaya is a health insurance scheme offered to persons with mental and/or physical disabilities. The benefit payable is a maximum of Rs. 1,00,000. It covers all kinds of treatments for disabilities. The forms are available online too for enrolment...
by Vidya Kumar | Nov 29, 2017 | Vidya Kumar
Executive Summary: You can invest in markets abroad through Mutual Fund schemes in India that invest abroad. Investing in markets abroad gives your portfolio diversification and reduced risk. At the same time, there are risks of currency fluctuations and social and...
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