by Vidya Kumar | May 9, 2018 | Financial Literacy, Vidya Kumar
Executive Summary: Behavioural biases affect people’s capability to make the right investment decisions. It is important to not let emotions rule over the rational mind when it comes to money matters. Here we talk about Confirmation Bias, Familiarity Bias,...
by Vidya Kumar | May 2, 2018 | Investment, Vidya Kumar
Executive Summary: SBI has made the Systematic Withdrawal Plan (SWP) more attractive by allowing to credit the amount withdrawn to a family member. This is helpful if you want to support a parent, spouse, sibling or child financially. You can transfer a minimum of Rs....
by Vidya Kumar | Apr 19, 2018 | credit card, Travel, Vidya Kumar
Executive Summary: Many of us like travelling. Some of us have to travel for work as well. Travel credit cards are lifestyle cards that offer many travel related features which can help us derive more value from our travels. We have compared 4 travel based credit...
by Vidya Kumar | Apr 12, 2018 | Capital Gains, Vidya Kumar
Executive Summary: There is a lot of debate and discussion on the recently added tax – LTCG. It means that we have to pay 10.04% tax on capital gains. Are there ways to reduce this tax outgo? It is a cash outgo that you have to bear. You can increase your...
by Vidya Kumar | Mar 29, 2018 | Vidya Kumar
Executive Summary: The government has promised to provide free medical care of up to Rs 5,00,000 each to 10 crore poor families. It was announced in this year’s budget. It is a good step as there is a poor reach of medical care in the country. But it has...
by Vidya Kumar | Mar 22, 2018 | Business, Vidya Kumar
Executive Summary: Running a business venture with your spouse is a great idea. Some steps that can be taken to ensure that there are no stumbling blocks in the business operations and in your personal life are financial backup, provision of insurance, documentation...
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