by Vidya Kumar | Nov 7, 2018 | Health Insurance, Vidya Kumar
Executive Summary: It is important to read the fine details and all terms and conditions mentioned in the health insurance policy before you make the decision to buy one so that you know about the policy exclusions and conditions that have to be met for making a...
by Vidya Kumar | Oct 30, 2018 | Cyber crime & Security, General Insurance, Vidya Kumar
Executive Summary: HDFC Ergo’s E@Secure and Bajaj Allianz’s Cyber Safe Insurance Policy are policies offering financial cover against cyber crimes and cyber liabilities. We provide an overview of these policies. Today business and personal...
by Vidya Kumar | Oct 23, 2018 | Gold, Vidya Kumar
Executive Summary: Sovereign Gold Bonds are issued by the Government of India. In the next few months, these bonds will be available for investors to buy during certain periods. The interest rate is 2.5% per annum and the tenure is 8 years. You can redeem in the...
by Vidya Kumar | Oct 10, 2018 | SEBI Guidelines, Vidya Kumar
Executive Summary: SEBI has banned upfront commission payable to distributors and lowered the total expense ratio limit that can be charged by Mutual Fund houses to the MF investors. This will ensure that there will be less mis-selling and more transparency....
by Vidya Kumar | Oct 4, 2018 | Vidya Kumar
Executive Summary: Cognitive bias is erroneous thinking and behaviour. It prevents us from thinking objectively. There are many cognitive biases that affect our financial life. We have discussed four of them here – Anchoring, Decoy Effect, Bandwagon Effect and...
by Vidya Kumar | Sep 27, 2018 | Health Insurance, Vidya Kumar
Executive Summary: SBI Arogya Premier Policy is a policy with higher sum assured aimed at HNIs. We look at the key features, benefits, disadvantages and share our analysis of the policy here. SBI’s Arogya Premier policy is a medical policy targeted at the high...
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