by Vidya Kumar | Apr 23, 2013 | Home loan, loan, Smitha Hari
A home loan is probably the largest and the longest debt of your life. Nowadays, the concept of joint home loans is becoming popular. So what is a joint home loan? Simply put, a joint home loan is a home loan where there is more than one borrower. Usually a joint home...
by Vidya Kumar | Apr 17, 2013 | health, insurance, Smitha Hari
In a major step to regulate the Health Insurance industry, the Insurance Regulatory and Development Authority (IRDA), brought about elaborate guidelines in February 2013. In addition to bringing about changes in various health insurance provisions, these guidelines...
by Vidya Kumar | Apr 9, 2013 | credit card, Smitha Hari
Credit Cards which are essentially unsecured loans are becoming increasingly popular in our country. The use of plastic money is becoming more and more common in most transactions and we see that banks are introducing new options and variants of credit cards in...
by Vidya Kumar | Mar 18, 2013 | Investment, Real Estate, Smitha Hari
What does it mean – When you sell a property at a profit, any time three years after purchasing it, the difference between the sale price and the purchase price will be treated as long term capital gains. What is the sale value – The sale value will...
by Vidya Kumar | Mar 8, 2013 | Home loan, Smitha Hari
With the Reserve Bank of India likely to reduce key interest rates, it is expected that banks will follow suit, resulting in a drop in home loan interest rates. This may be the best time for you to consider shifting your home loan to a bank which is quoting a lower...
by Vidya Kumar | Mar 1, 2013 | Budget 2015, Smitha Hari
The much awaited Union Budget 2013-14 was presented yesterday by the Finance Minister. Although expectations were high from this year’s Budget, there were no big-bang reforms or measures announced, which resulted in a huge 290 points drop in the BSE Sensex....
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