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9 Tips to save on your Car Insurance Premium

by Vidya Kumar | Aug 13, 2013 | insurance, Smitha Hari

Having car insurance is a very important part of owning a car. Most people simply continue to renew their existing car insurance policy which they have taken through their car dealer or agent, without giving a second thought about it. However, did you know that with a...

How can you use your windfalls smartly?

by Vidya Kumar | Aug 9, 2013 | financial planning, Smitha Hari

Windfalls in the form of unexpected gains or annual bonuses are always welcome. While many people waste such sudden gains on luxuries and pointless expenses, these can actually help you improve your finances in many ways. Let’s look at a few ways of effectively...

How to apply for a PAN card online

by Vidya Kumar | Aug 5, 2013 | financial planning, Smitha Hari

The Permanent Account Number (PAN) Card is one of the most important Identification documents used by a majority of people in India for various purposes. The other day, I had met up a friend who was looking out for an agent who can help his daughter get a PAN card. I...

What you should look out for when you purchase on EMI

by Vidya Kumar | Jul 26, 2013 | personal finance, Smitha Hari

Nowadays many merchant outlets and credit card companies offer payment schemes by Equated Monthly Instalments (EMI) in order to ease payment mechanisms to customers as well as to boost their sales. Commonly seen for sale of mobiles, laptops, electronic appliances and...

Common reasons why Insurance Claims are rejected

by Vidya Kumar | Jul 22, 2013 | insurance, Smitha Hari

Insurance being an important risk cover to protect your life and your family’s needs in your absence, is useful only if you are able to have an easy and hassle free claim settlement process. However, there are many cases when claims are not settled by insurance...

E-Filing your Income Tax returns the easy way

by Vidya Kumar | Jul 6, 2013 | Smitha Hari, taxation

We are in the first half of July, and soon it will be time for you to file your returns as the last date in July 31st. This year, you will be required to file your returns online if your taxable income has crossed Rs. 5 lakhs for the year ending March 2013. This is...
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