by Vidya Kumar | Nov 21, 2012 | personal finance, savings
Here are three areas we observe most of our clients having potential to save a good amount of money. Restructure Your Liabilities You may have liabilities like Personal Loan, Home Loan, Credit Card borrowings etc. costing you anywhere from 9% p.a. to 36% p.a. On...
by Vidya Kumar | Nov 16, 2012 | personal finance
As an investor, you invest in stocks, Mutual funds, bonds etc. Some investors are very cautious and take the effort to be aware of precautions to be taken before investing in different types of instruments. But some might not have adequate knowledge to take informed...
by Vidya Kumar | Nov 10, 2012 | personal finance
As a citizen of this country, you have every right to obtain information from the Government and this is implicitly guaranteed by the Constitution of India. As a means to make information available, the Right to Information Act (RTI Act), 2005 was passed by the...
by Vidya Kumar | Nov 9, 2012 | personal finance
Budget: a mathematical confirmation of your suspicions. ~A.A. Latimer Do you know how much money you spend in a month? Do you know the percentage of your expenses on different categories like food, entertainment or health/medicine? It is good to keep an eye on the...
by Vidya Kumar | Nov 6, 2012 | personal finance
Financial crisis can break on you in any form – medical crisis, sudden home repair due to natural disasters, and loss of a job in your family or an added financial responsibility. Even with these problems at hand, you still have to continue to pay your utilities...
by Vidya Kumar | Nov 3, 2012 | personal finance
One challenge that we have normally seen with most of our clients is lack of adequate knowledge within the key members of the family, at least the spouse, about Financial Assets & Liabilities. The death is already a painful event and your family not having clarity...
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