by Vidya Kumar | Jan 17, 2014 | insurance, Smitha Hari
Executive Summary: Home Protection insurance can protect your dream home against structural damages and contents. Based on your needs you can select the cover for Burglary, theft, fire and allied risks, natural calamities and terrorism acts. Decide the...
by Vidya Kumar | Jan 4, 2014 | insurance
Keep Insurance and Investment separate. Don’t buy policy just to help your relatives.Take the cover till around the retirement age. Buy Insurance only for earning members and avoid emotional decisions. Ask your adviser for alternate choices. Fill up forms and...
by Vidya Kumar | Dec 28, 2013 | insurance
Before you buy such a long term product, let’s get some smart checks done. Follow a rationale approach to decide the cover, look at the features and your requirements and select the Company, try and split the cover across two companies, avoid tenor beyond your...
by Vidya Kumar | Dec 23, 2013 | insurance, Vidya Kumar
Insurance policies can be either single premium or annual premium insurance plans. You should compare the policies from various perspectives such as cost, tax exemptions, and returns. Our analysis of these factors shows that insurance policies with annual...
by Vidya Kumar | Dec 13, 2013 | insurance, Smitha Hari
If you think that purchasing a life insurance policy in favour of your loved ones will safeguard them after your demise, you may have to think again. If you are a businessman with outstanding debts and face a winding up order, your life insurance policy will also be a...
by Vidya Kumar | Dec 6, 2013 | insurance
Financial Risks need to be managed and you can have different approaches in managing these. As a preferred approach, understand your Risk tolerance and then prioritize your overall insurance starting with Health Insurance then life insurance and then others. Try to...
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