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Everything you wanted to know about Estate Planning

by Vidya Kumar | Oct 2, 2013 | financial planning, Real Estate, Vidya Kumar

“I made my Will” Summary:Estate Planning is an important part of financial planning. It is necessary to have an estate plan in place so that your wealth is transferred to intended beneficiaries without hassles. It is not a simple process and therefore...

6 Smart Ways to Deploy your Surplus Money

by Vidya Kumar | Sep 27, 2013 | financial planning, personal finance, Vidya Kumar

Summary – If you have got extra cash in your hands, it is important not to squander it all away. It is better to look at your current financial situation and take the best course of action by saving, investing appropriately and paying down loans. You can...

8 Essentials of a Financial Plan

by Vidya Kumar | Sep 6, 2013 | financial planning, personal finance, Smitha Hari

SUMMARY:A good financial plan must address all your financial needs in one place. This includes various aspects like keeping track of your income and expenses, planning your investments, asset allocation patterns, insurance needs, retirement needs, planning for an...

How can you use your windfalls smartly?

by Vidya Kumar | Aug 9, 2013 | financial planning, Smitha Hari

Windfalls in the form of unexpected gains or annual bonuses are always welcome. While many people waste such sudden gains on luxuries and pointless expenses, these can actually help you improve your finances in many ways. Let’s look at a few ways of effectively...

How to apply for a PAN card online

by Vidya Kumar | Aug 5, 2013 | financial planning, Smitha Hari

The Permanent Account Number (PAN) Card is one of the most important Identification documents used by a majority of people in India for various purposes. The other day, I had met up a friend who was looking out for an agent who can help his daughter get a PAN card. I...

How education loan teaches personal finance to youngsters

by Vidya Kumar | Jul 8, 2013 | financial planning, loan

If you’ve taken an education loan for yourself or your children, it could be a blessing in disguise for personal finance education. It can prove to be the most important lesson that you could learn in early financial stages of your life, albeit, costly ones....
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