by Vidya Kumar | Dec 1, 2015 | Behavioural Finance, Smitha Hari
So how is this relevant in the world of investing? A common example is how investors make their decision to hold or sell a stock based on the past performances. To elaborate, suppose a stock had hit a lifetime high three months earlier due to a bull run in the stock...
by Vidya Kumar | Nov 27, 2015 | Behavioural Finance, Smitha Hari
Executive Summary: While conventional financial concepts give a backing to finance and assumes that one would take logical financial decisions, it has been found that many a time people take irrational decisions in the real world....
by Vidya Kumar | Nov 12, 2015 | insurance, Smitha Hari
Executive Summary: Insurance costs can constitute quite a significant part of your annual expenses, if not considered carefully. Some ways of reducing your cost of insurance are by comparing before purchasing, opting for online policies and annual payment frequency,...
by Vidya Kumar | Oct 30, 2015 | NPS, Smitha Hari
Executive Summary: The National Pension System (NPS) is an attractive retirement option, which offers better returns than most conventional retirement investment schemes, as you can choose to invest the corpus partly in equity. However, Budget 2015 made this all the...
by Vidya Kumar | Oct 12, 2015 | financial planning, personal finance, Smitha Hari
Executive Summary: A common trait seen in most people is not maintaining a record of their financial transactions, assets, liabilities and other money matters. In many cases, the key family members are not even aware of the financial affairs of the family. In such a...
by Vidya Kumar | Oct 5, 2015 | Festival, Smitha Hari
Executive Summary: Festival shopping can be quite expensive. Planning well in advance for such expenses and understanding if you really want what you plan to buy is important. Research your options well before buying. Using reward points, buying at a discount sale,...
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